Home buyers who can make a house payment with no difficulty sometimes can’t buy a house because they don’t have the funds required for a downpayment and closing costs. One solution to the problem–use a Gift or your downpayment.

Yes, you can use gifted funds from your relatives for the down payment on a house. You just need to get a letter documenting the gift, and then give it to your lender. a home is one of life’s major landmarks and for some, it is even a dream come true. We understand the magnitude of this decision and it is our goal to make your transition into home ownership unforgettable.

Some of these features include:

• Lower Credit Scores
• Little (or No) Down-Payment Programs
• No Income Limits
• ‘Good Neighbor Next Door’ Programs

The important step in purchasing a new home is to get an FHA Pre-Approval Letter for a home loan. The peace of mind that comes with knowing that your mortgage loan has been approved will allow you to shop for your new home with confidence. And when you are ready to make an offer, the fact that you have already been pre-approved for your loan amount will give the seller confidence in you as a buyer.